Make a difference

IM’s lending policy involves disbursement of interest free or Qard-e-Hasan loans through Group Lending

Individual Lending

However, decision of lending methodology depends upon the loan product as well as project specific requirements.


How your donate is invested

Well-designed plans and supports

Individual Lending includes disbursement of Qard-e-Hasan loans among individuals. Loans are offered to certain individuals that fulfill the eligibility criteria of scheme in order to facilitate them to meet their needs through interest free loans. In case of individual lending two guarantors will be provided by applicant for availing interest free loan.


Growth and development

The loan process will start with the submission of application. The application fee may vary from scheme to scheme. The unit manager will then evaluate the application through eligibility criteria. Thus, these loans will be given out on social collateral. The following steps will be followed in application submission